PRG Terms and Agreements
Effective: September 2026
1. Scope and Purpose
These Terms and Agreements govern communications, transactions, property-acquisition activities, property-disposition activities, assignments, due diligence, title and closing coordination, and technology-assisted operations involving Property Relief Group ("PRG"). They are intended to apply broadly to PRG's interactions with property owners and sellers, prospective and actual buyers, builders, developers, investors, wholesalers and joint-venture partners, title companies, closing agents, contractors, vendors, and other persons or entities that communicate or transact with PRG. PRG operates primarily as a principal real-estate investor and prospective purchaser of real property and contractual interests. PRG may purchase vacant land or other real property, enter purchase agreements, conduct due diligence, assign contractual interests when permitted, close transactions, resell property or contractual interests it lawfully controls, and coordinate transactions with buyers, sellers, title companies, closing agents, and other transaction participants. These Terms do not create a brokerage, fiduciary, agency, legal, tax, appraisal, or advisory relationship unless PRG expressly agrees to such a relationship in a separate written agreement and is legally authorized to provide the applicable service.
2. Florida Land Wholesaling and Principal Transactions
PRG's land-wholesaling model is based on PRG acting for its own account and acquiring a genuine contractual or ownership interest rather than acting for another person for compensation as an unlicensed real-estate broker. Florida Statutes Chapter 475 regulates persons who perform brokerage activity for another and for compensation. PRG's transactions must therefore be structured and represented consistently with PRG acting as a principal when that is the actual transaction. PRG may enter into purchase agreements as buyer, obtain contractual rights in real property, perform due diligence, and, when the agreement and applicable law permit, assign PRG's contractual interest to another purchaser. PRG must not represent that it owns property when it owns only a contractual interest, and PRG must not market or sell another person's real property as though PRG were the owner's broker. Where PRG assigns a purchase agreement, PRG's compensation is intended to arise from the transfer of PRG's own contractual interest rather than from a commission for brokering another person's property. The underlying purchase agreement and assignment agreement control the parties' contractual rights and obligations.
3. Purchase Agreements, Due Diligence, and Assignability
Every purchase transaction is governed by the written agreement executed for that transaction. PRG may negotiate price, earnest money, inspection or due-diligence periods, closing deadlines, title requirements, access, contingencies, and other lawful terms. PRG may conduct or obtain property research and due diligence concerning matters such as ownership, legal description, parcel identification, taxes, liens, access, zoning, land use, utilities, flood conditions, wetlands, environmental conditions, development limitations, market conditions, and buyer demand. No automated analysis or preliminary communication replaces the final written contract, title examination, survey, governmental determination, or professional report where one is required. PRG may assign a purchase agreement only when the agreement is assignable and assignment is otherwise lawful. If an agreement prohibits assignment, requires seller consent, or imposes conditions on assignment, PRG must comply with those terms. PRG may also use another lawful closing structure when appropriate and agreed to by the necessary parties.
4. Assignment Agreements and Disposition
An assignment transfers PRG's contractual rights, and any applicable contractual obligations, to an assignee according to the written assignment agreement. The assignee is responsible for reviewing the underlying purchase agreement and conducting its own due diligence before accepting the assignment. Any assignment fee, deposit, payment schedule, closing obligation, default provision, or refund condition must be governed by the applicable written assignment agreement and closing documents. PRG does not guarantee that a particular property will satisfy an assignee's investment, construction, development, financing, or resale objectives. PRG may communicate with builders, developers, land investors, land acquisition companies, wholesalers, joint-venture partners, and other prospective purchasers concerning PRG-owned property or contractual interests that PRG has lawful authority to transfer.
5. Seller Communications
PRG's Seller Communications Policy is incorporated into these Terms as an operating standard for seller communications. PRG may communicate with sellers through text message, email, telephone, web messaging, social-media messaging, forms, electronic documents, and other lawful communication channels. A publicly advertised property, including a property offered through Facebook, Zillow, a for-sale-by-owner source, or another marketplace, may be treated as a property-specific acquisition opportunity. The publication of a telephone number alone is not treated by PRG as automatic authorization for every communication technology. PRG may establish communication through an appropriate channel and obtain any permission required before moving to a regulated communication method. Where PRG relies on prior express consent for an outbound call using an artificial or AI-generated voice, the applicable permission must exist before the call is initiated. Contacto should preserve evidence of that permission, including the source conversation, telephone number, timestamp, property or opportunity, and the seller's affirmative response. If a seller elects to remain in text communication, PRG may continue the acquisition conversation by text. If the seller affirmatively requests or authorizes a telephone call, PRG may proceed with the authorized call subject to the applicable communications and recording requirements.
6. Telephone, Recording, and AI-Assisted Communications
PRG may use artificial intelligence, automation, software, data systems, and AI-assisted agents, including Contacto and Nia, to support communications, property evaluation, qualification, workflow management, analysis, and transaction preparation. AI-generated voices are treated by the Federal Communications Commission as artificial or prerecorded voices for purposes of the applicable Telephone Consumer Protection Act rules. PRG will therefore obtain the applicable prior consent or rely on an applicable lawful exemption before initiating a covered outbound AI/artificial-voice call. At the beginning of an applicable artificial-voice communication, PRG will identify the responsible business as required by applicable federal rules. PRG will not intentionally impersonate an unrelated person or conceal that Property Relief Group is responsible for the communication. For calls that PRG intends to record, PRG will address recording consent separately and in accordance with applicable law. PRG's approved seller-call statement is: "Before we continue, this call may be recorded for quality and training purposes, and we may use AI technology to evaluate your property during this call to give you our best offer. Is that okay with you?" If the person affirmatively agrees, Contacto may record the applicable consent state and proceed under the approved workflow. If the person refuses or does not affirmatively agree, Nia will thank the person for the opportunity and end the call. PRG will not continue that AI-assisted recorded seller call under the standard policy after refusal.
7. Text Messages, Email, Social Media, and Digital Communications
PRG may use SMS, email, social-media messaging, marketplace messaging, website forms, and other digital channels for legitimate business communications involving property acquisition, disposition, transaction coordination, buyer criteria, title and closing matters, and related business activity. Communications should identify PRG when appropriate and should not intentionally misrepresent the identity, purpose, or material nature of the communication. PRG may use automated or AI-assisted technology to draft, personalize, route, analyze, respond to, or manage communications, subject to applicable law and PRG's internal authority controls. Recipients may communicate a reasonable request to stop or limit communications. PRG and Contacto will maintain suppression or communication-preference records where required and will honor legally effective revocations or opt-out requests.
8. Buyer, Builder, Developer, and Investor Communications
PRG may communicate with prospective buyers, builders, developers, investors, land-acquisition companies, land bankers, wholesalers, and joint-venture partners to determine purchasing criteria, geographic demand, lot or acreage requirements, utilities, access, pricing, closing capacity, intended use, and other Buy Box requirements. PRG may use AI-assisted systems to research publicly available business information, organize buyer criteria, prepare personalized communications, manage follow-up, and assist with buyer qualification. No communication creates a binding obligation to purchase, sell, assign, fund, or close unless the required parties execute the applicable written agreement. Buyer criteria and statements of interest are informational until incorporated into an executed agreement. PRG does not guarantee that a buyer will purchase a property merely because the property appears to match previously stated criteria.
9. Title Companies, Closing Agents, and Transaction Coordination
PRG may communicate with title companies, attorneys, closing agents, notaries, and other authorized transaction professionals to open title, provide executed agreements, request title work, coordinate assignments, arrange remote or electronic closing, resolve transaction requirements, and complete lawful closings. The title company or closing professional remains responsible for the services it is legally engaged to perform. PRG does not control an independent title company's legal conclusions, underwriting decisions, title requirements, escrow procedures, or closing determinations. Assignment fees and other transaction payments should be disclosed and handled through the applicable written agreements and closing documentation as required by the transaction and applicable law.
10. AI Technology, Contacto, and Human Oversight
Contacto is PRG's AI-native operating system. PRG may use Contacto and its authorized agents to assist with lead research, public-data research, communications, seller qualification, buyer qualification, property analysis, workflow management, consent records, communication histories, transaction preparation, and other authorized business functions. PRG may test AI-assisted communications on a limited basis before broader deployment. The use of AI does not eliminate PRG's obligation to comply with applicable law, contractual requirements, consent requirements, or internal governance. PRG may impose human-review checkpoints for pricing, contracting, material legal decisions, provider activation, transaction approval, or other consequential actions. The scope of AI authority may be expanded, restricted, suspended, or revoked by PRG.
11. Data, Communication Records, and Audit Trail
PRG may retain business records reasonably related to its operations, including contact information, property information, communications, consent records, opt-out records, transaction documents, buyer criteria, seller responses, and recordings that PRG is legally permitted to retain. Contacto may maintain an audit trail identifying the source of a lead, communications sent or received, applicable consent or communication status, property or opportunity involved, system actions, and transaction progression. These records support operational continuity, compliance, dispute resolution, and quality control. PRG may use third-party providers to support communications, hosting, email, SMS, voice, document execution, title coordination, data processing, and other business functions. Such providers remain subject to their own terms, technical limitations, and legal obligations.
12. No Brokerage or Fiduciary Relationship by Communication Alone
A communication with PRG does not by itself appoint PRG as a real-estate broker, agent, fiduciary, attorney, appraiser, tax adviser, or representative of the recipient. Unless a separate lawful written relationship states otherwise, PRG is acting in its own business interest as a prospective purchaser, seller, assignor, assignee, investor, or contractual counterparty. PRG must not knowingly perform regulated brokerage services for another person for compensation without the licensing or legal authority required for that activity.
13. Joint Ventures and Wholesaler Relationships
PRG may enter joint ventures or other contractual relationships with wholesalers, investors, or disposition partners. The rights, responsibilities, compensation, buyer access, confidentiality obligations, and transaction-specific duties of the parties are governed by the applicable written JV, assignment, referral, or other agreement. A potential JV relationship does not automatically authorize either party to represent the other as a broker, agent, employee, or fiduciary. Each party is responsible for complying with the laws applicable to its own activities.
14. Electronic Signatures and Electronic Records
PRG may use electronic signatures, electronic agreements, digital acknowledgments, email, SMS confirmations, and electronic records where legally valid and appropriate. A transaction requiring a signed writing remains subject to the applicable contract and legal requirements for enforceability. Electronic consent and communication records may be retained as evidence of the parties' communications, authorizations, acknowledgments, and transaction history.
15. No Guarantee of Offer, Contract, Assignment, or Closing
Communication with PRG does not guarantee an offer. An offer does not guarantee execution of a contract. A contract does not guarantee that due diligence will be satisfactory, that an assignment will occur, that a third-party buyer will perform, or that a closing will be completed. Every transaction remains subject to the applicable written agreement, title and closing requirements, due diligence, contingencies, performance by the parties, and applicable law.
16. Communications Consent, Revocation, and Preferences
Where consent is required for a particular communication method, PRG will use the applicable consent standard. A recipient may revoke consent through a legally recognized reasonable method. PRG may maintain records of the consent granted, the scope of the consent, the communication channel, the date and time, the number or address involved, and any subsequent revocation. A person's consent to one communication method does not automatically constitute consent to every other communication method when applicable law requires separate or additional authorization.
17. Compliance and Legal Change Control
PRG intends to operate in accordance with applicable Florida real-estate law, federal communications law, Florida communications and recording law, contractual requirements, and other laws applicable to the specific transaction or communication. Laws, regulations, FCC rules, court decisions, platform rules, and industry requirements may change. PRG may revise these Terms, the Seller Communications Policy, Contacto's enforcement logic, consent language, and operational procedures when a material legal or regulatory change occurs. Where a legal classification or requirement is uncertain and materially affects scaled operations, PRG may obtain transaction-specific or communications-specific advice from qualified Florida counsel before expanding the affected workflow.
18. Governing Transaction Documents
These Terms establish PRG's general business and communications framework. They do not replace a purchase agreement, assignment agreement, joint-venture agreement, title document, closing statement, privacy notice, platform-specific agreement, or other transaction-specific contract. If a transaction-specific executed agreement conflicts with these general Terms concerning the parties' transaction rights, the executed agreement governs to the extent legally enforceable, while applicable statutory and regulatory obligations continue to apply.
19. Acceptance and Continuing Communications
A person who affirmatively accepts these Terms through a PRG-approved electronic acknowledgment, agreement process, or other legally effective method agrees that PRG may conduct communications and business activities within the scope of that acceptance and applicable law. Merely publishing these Terms does not replace a specific consent that federal or state law requires for a particular regulated communication. PRG may therefore request channel-specific authorization or acknowledgment during a communication or transaction when required by PRG policy or applicable law.
20. PRG Operating Principle
PRG's objective is to use lawful real-estate investing, assignment, communication, automation, and artificial-intelligence tools without disguising PRG's role or bypassing requirements that actually apply to the transaction. PRG will identify the authority for a communication or transaction, preserve material evidence of that authority, comply with applicable requirements, maintain an auditable record through Contacto where appropriate, honor legally effective revocations, and permit authorized business activity to proceed when the applicable requirements have been satisfied. Legal references include the 2026 Florida Statutes, Chapter 475, applicable Florida communications and recording statutes, and applicable Federal Communications Commission rules concerning artificial or prerecorded voice communications.